EUROPE · LIVE CHANGES29

What’s changing in Europe

A practical watchlist of rules, proposals and market shifts that may affect how people move, work and invest.

Reported HungaryProposal
TaxRadar

Hungary plans a 1% wealth tax from 2027

  • The plan is a 1% yearly tax on net wealth above HUF 1 billion, about EUR 3.1m
  • It would count property, securities, financial assets and company stakes
  • Only Hungarian tax residents would pay. Holders of a temporary permit are not covered unless they meet residency tests such as 183+ days
  • The bill is due in parliament in October with the 2027 budget
Source: IMI Daily
Reported European UnionProposal
CryptoEU

ESMA asks for tougher crypto enforcement powers

  • Submitted on 30 Sept 2026 as part of the MiCA review
  • It would let regulators freeze crypto assets on reasonable suspicion of financial crime
  • Regulators could also take down scam websites and act against non-EU firms targeting EU users
  • It also proposes rules for crypto influencer marketing and full cost disclosure
Source: The Cryptonomist
Reported AustriaStalled
PassportPower

Austria's stricter citizenship plan has stalled

  • The coalition promised B2-level German, up from B1, and a compulsory citizenship course
  • The reform was due in the first half of 2026, but no draft law exists yet
  • The Interior Ministry says it is still in the government programme, with no timetable
  • For now, the current rules apply
Source: The Local Austria
Reported Schengen areaIn force
PassportPower

Schengen border checks are sticking around into 2027

  • Germany extended internal border controls from 16 Sept 2026 to 15 March 2027
  • Poland's checks run from 2 Oct 2026 to 30 March 2027, and Austria has extended too
  • Denmark, France, Italy, the Netherlands, Norway and Sweden have shorter extensions
  • Always carry your passport or ID card and leave extra time at land borders
Source: VisasUpdate
Reported EurozoneIn force
MoneyMoves

The ECB raises rates again

  • All three key rates rose by 0.25 points from 16 Sept 2026
  • The deposit rate is now 2.50%
  • The ECB blames Middle East energy shocks and expects 3.0% inflation in 2026
  • Variable-rate mortgages in euro countries may get more expensive
Source: European Central Bank
Reported IrelandProposal
PassportPower

Ireland plans a tougher road to citizenship

  • The government approved priority drafting of new naturalisation rules on 10 Sept 2026
  • The plan raises required residence from 5 to 8 years
  • New language and civics tests and a legal financial requirement are also proposed
  • Nothing has changed yet: current applicants still apply under today's rules
Source: VisasUpdate
Reported CroatiaProposal
TaxRadar

Croatia's lump-sum freelancers face higher costs from 2027

  • The bill went to parliament on 10 Sept and only affects pausalni obrt above EUR 40,000 in receipts
  • Between EUR 40,000 and EUR 50,000 the deemed-expense allowance would drop from 85% to 70%
  • Between EUR 50,000 and EUR 60,000 it would drop to 55%, and contributions would rise
  • Expect about EUR 1,300 to EUR 3,000 more a year. The government wants it passed by December
Source: Remote Work Europe
Reported PolandStalled
CryptoEU

Poland still has no national crypto law

  • The Sejm's attempt to override the president's veto failed in September, 25 votes short of a three-fifths majority
  • It is the third failed attempt after vetoes in Dec 2025, Feb 2026 and June 2026
  • Polish firms have to get licensed in other EU countries. Providers licensed elsewhere can serve Poland
  • The Finance Ministry is preparing a new draft
Source: Crowdfund Insider
Reported CroatiaProposal
MoneyMoves

Croatia plans a tax-free investment account from 2027

  • Gains on shares, bonds, ETFs and UCITS funds held in the account would be tax-free
  • The limit would be EUR 200,000 per person, plus a EUR 50,000 bonus for long-term investing
  • Break the conditions and the usual 12% capital income tax applies
  • The bill went to parliament in September 2026. The plan covers adult citizens
Source: Croatia Week
Reported EuropeIn force
PassportPower

European passports still rule the Henley Passport Index

  • Singapore is number one in the July 2026 ranking, with visa-free access to 192 destinations
  • Sweden is third with 187, and Germany, France, Italy, Spain and others share fourth with 186
  • The UK has slipped to sixth and the US is tenth with 180, its lowest ranking ever
  • European countries take 29 of the top-10 tier spots
Source: Euronews
Reported EstoniaIn force
SkillsInDemand

Estonia makes it easier to hire skilled foreigners

  • Parliament approved the bill in May 2026
  • A sector-based exemption replaces separate permits for shortage fields
  • Sector quotas no longer apply in those fields
  • Estonia expects to be short about 1,400 top specialists a year, mostly in IT
Source: Xinhua
CzechiaIn force
NomadVisa

Czechia's digital nomad programme: who can apply

  • It is open to citizens of 13 countries, including the US, UK, Canada, India, Brazil and Japan
  • It covers IT and marketing specialists only
  • Income must be at least 1.5x the Czech average wage, about CZK 73,800 a month until 30 April 2027
  • You start with a 1-year visa, then can move to renewable residence permits of up to 2 years
Source: Remote Work Europe
GreeceIn force
NomadVisa

Greek nomads now need a visa before they arrive

  • Under the new immigration law 5275/2026 you can no longer arrive as a tourist and then apply locally
  • You must first get a national Type D digital nomad visa from a Greek consulate
  • You then apply for the residence permit after you enter Greece
  • Expect more time and cost than under the old route
Source: Siopi Law
RomaniaIn force
NomadVisa

Romania's digital nomad visa: the basics

  • You need income of at least 3x Romania's gross average wage, checked for each of the last 6 months
  • There are 2 steps: a Type D visa from a Romanian embassy, then a residence permit after you arrive
  • Renew before your permit expires. Late filing can put your status at risk
  • Your tax position is assessed separately from the visa
Source: Arsulescu & Associates
PolandIn force
NomadVisa

Poland has no digital nomad visa. Here are the real options

  • Polish law does not treat remote work for a foreign employer as a residence purpose
  • The Poland Business Harbour fast track for IT workers is suspended
  • Most non-EU nationals cannot open a sole proprietorship unless they already hold a qualifying status, such as permanent residence
  • Your realistic routes: 90-day Schengen stays, a national D visa, or a job with a Polish employer
Source: Remote Work Europe
BulgariaProposal
TaxRadar

Bigger tax breaks planned for Bulgarian families in 2027

  • Child tax relief would rise to EUR 5,000 for 1 child, EUR 8,000 for 2 and EUR 11,000 for 3 or more
  • Working parents could also deduct health, education and sports costs: EUR 2,000 to EUR 6,000 a year
  • The monthly food voucher limit would rise from EUR 102 to EUR 200 per employee
  • These are part of the draft 2027 tax package
Source: Novinite
GermanyIn force
CryptoEU

Germany's tax-free crypto rule survives, for now

  • The cabinet's draft Income Tax Reform Act 2027 does not touch crypto
  • Crypto held for more than one year can still be sold tax-free
  • Proposals to scrap the exemption are still around, but there is no draft law yet
  • Keep records of your purchase dates and prices whatever happens
Source: CryptoTicker
CzechiaIn force
CryptoEU

Czechia's 3-year rule: sell crypto tax-free

  • Crypto held for more than 3 years can be sold tax-free, up to CZK 40m a year
  • If your total yearly sales stay under CZK 100,000, they are also tax-free
  • Other gains are taxed at 15%, or 23% above about CZK 1.76m, with no social contributions
  • The holding period counts from your original purchase date, even before Feb 2025
Source: Around Prague
BulgariaIn force
CryptoEU

How crypto is taxed in Bulgaria

  • Individuals pay a 10% flat tax on crypto gains
  • According to the guide, swapping one coin for another, for example ETH to BTC, is a taxable event
  • Staking, lending, airdrops and yield farming are taxed as income when you receive them
  • Track every transaction, as MiCA brings more oversight
Source: Anagami
BulgariaIn force
MoneyMoves

Bulgarian home prices up 15.5% in a year

  • Q2 2026 prices were 15.5% higher than a year earlier, according to NSI data
  • They rose 4.5% compared with Q1 2026
  • Year-on-year growth sped up from 14.8% in Q1
  • Plovdiv saw the strongest gains among the big cities. Burgas dipped
Source: BTA
RomaniaIn force
SkillsInDemand

Romania caps new non-EU workers at 90,000 in 2026

  • The 2026 quota is about 10% lower than 2025's 100,000
  • The quota does not limit workers already in Romania
  • A new shortage occupations list is linked to the standard work visa. Highly skilled visas sit outside the quota
  • Demand is highest in construction, manufacturing, hospitality and logistics
Source: Workadis
GermanyIn force
SkillsInDemand

Germany's 2026 Blue Card salary thresholds

  • The standard threshold is EUR 50,700 a year, up from EUR 48,300
  • Shortage jobs, recent graduates and IT pros without a degree need EUR 45,934.20
  • Shortage fields include STEM, IT, healthcare and construction
  • Thresholds are recalculated every January
Source: Jobbatical
BulgariaIn force
SkillsInDemand

The EU Blue Card in Bulgaria: key numbers

  • Your salary must be at least 1.5x Bulgaria's average gross wage, about EUR 2,054 a month on Q4 2025 data
  • The threshold updates as new wage statistics come out
  • You need a contract of at least 6 months and a degree, approved IT experience, or 5 years of professional experience
  • Cards last up to 5 years. Allow 3 to 4 months to start work
Source: Innovires